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It’s the perfect time of the year to think of what to give your kids this Christmas. And since most kids these days prefer gadgets over toys, here’s what I can advise parents instead – start investing in your child’s education. Divert your focus from the latest toys or phones or ipads to building college savings. Consider starting a college savings this Christmas instead of gadgets or toys The gift of education provides a lasting legacy. Building college savings is an investment in their future, offering opportunities...

Have you thought about borrowing money for sometime now, like for your child’s tuition fee, mortgage, or maybe to buy something important that you think you can’t delay it anymore, or to start a business? I’ve avoided borrowing money for years now and it really did me good because I was able to plan and control our finances better. But I also will admit that we started from scratch and borrowed money from relatives and availed cash loans when we were starting our family life. Thanks to these people and money lending institutions,...

If you were asked this question, should you buy a car post-pandemic, what would you answer? Apparently, from the news, more Filipinos are actually saying yes and purchasing vehicles these days. Last week, I attended a blogging event for the first time after two years. I was excited because after a long period of time, I’ll be able to see some of my blogger friends again, mingle with more people who are not my relatives, see and do more things that I couldn’t do in the time of pandemic. I went to the venue via a shuttle that was...

Retirement is meant to be a time when people relax and enjoy life. These men and women have spent decades working and raising children. Now it is time to do what they want with their lives. However, countless individuals have misconceptions about retirement and find their last years on this planet aren’t all they intended due to the myths being shared. What do people need to know about retirement to ensure the senior years are enjoyable? Photo by cottonbro from Pexels Savings People often choose an arbitrary figure...

Are you insured or have you ever tried to get insurance for yourself or for your family? Despite the fact that “insurance” is a very searchable word on the internet, I can still count on my fingers the people I know who are actually insured. Heck, I still have to find something better for my family. The least we have are the prepaid and short term insurances I got from blogging events while I’ve also just started getting insurance when we travel. To cut it short, I think many Filipinos wish to be insured. Who doesn’t...

There are many parents these days that are fed up with having to spend huge amounts of time away from their families due to working commitments. This is why many parents decide to look at developing a career working from home. This is something that is far easier to do these days, thanks to modern technology. It is also ideal for those who want to be able to work at something they enjoy and really be in charge of how much money they earn rather than being stuck in a dead-end career with limited earnings potential. If you are one of the...

Have you ever tried pawning something, a jewelry, a gadget or anything valuable you own, for an emergency need? Which pawnshop did you choose to go to? My first time in a sanglaan (pawnshop) was when I was in college. The only piece of jewelry I had was a necklace given to me by my lola. My lola was the one who sustained my college tuition, through her small house rental business, and by soliciting from my generous uncle and aunties. However, most of the time, budget was stiff. I had to pawn a jewelry and get it back after a couple of...